Charles Idowu Oboro

 Email: charles.idowuoboro@ldslegalfirm.com

Tel: +2348022243075 +2348099993076

PROFILE   

Charles is a versatile, executive-level account and audit expert who has accumulated years of practical experience in various roles in the banking sector. Over the years, his key roles have revolved around fraud investigation and reporting, audit risk assessment programs, and developing and maintaining corporate relationships.

A rank professional, Charles also possesses useful soft skills—he understands the rudiments of being a team-player and the benefits of synergy and collaboration designed to achieve a common goal.

EDUCATION  

Associate Member, Institute of Chartered Accountants of Nigeria, 1990 – 1991 

B. Sc. (Hons), Biochemistry, University of Benin, Benin City, Nigeria; 1982 – 1986

West Africa Senior School Certificate, St’ John Bosco’s College, 1974 – 1981 

WORK EXPERIENCE

Business Manager (Corporate Banking SBU) Tincan Island Team, First Bank of Nigeria Plc.; November 2014 – February 2015

• Asset and liability generation;

• Managed existing relationships;

• Developed new corporate banking relationships;

• Responsible for the performances of the entire business team;

• Managed all aspects of regulatory policies to streamline assets creation;

• Budgeting and regular/periodic reviews and appraisal of budget milestones.

Senior Fraud Analyst (Fraud & Investigation Unit), First Bank of Nigeria Plc.; July 2013 – November 2014

• Fraud investigation and reporting;

• Adjudication in fraud-related disciplinary issues;

• Returns in fraud and forgeries to CBN, EFCC, and other requiring agencies;

• Analysis and dissemination of root causes for evolving policies and procedures for a stronger Operational Risk Management practices;

• Followed up on fraud cases with law enforcement and providing reports that facilitate prosecution and convictions.

Team Lead (SBU Audit-Retail Business); First Bank of Nigeria Plc.; 2012 – 2013

• Risk rating of audited units;

• Drove the team review of retail business units;

• Followed up on resolution of audit exception reports;

• Referred major infractions to appropriate department for reprimand;

• Designed an audit program and audit risk assessment and methodologies;

• Reviewed and generated exceptions, discussed with auditees and reported findings to management; 

• Conducted special investigations on major breaches exposed during audits and issued reports on same.

Head, Customer Issues Management Unit, (Internal Audit), First Bank of Nigeria Plc.; 2010 – 2012

• Reconciliation of customer accounts for disputed balances;

• Account statement verification for embassies and other users;

• Isolated root cause of operational errors and recommended preventive measures;

• Processed refunds for established excess charges due to operational errors or infringement of Banker’s Tariff; and

• Investigation of claims relating to excess charges from Customers/ Consultants to customers, Bankers Committee (based upon customer’s direct complaint), CBN – (based upon customer’s direct complaint), Taking exit meetings to discuss findings on claims request from customers. Through the above article, we can recommend you the latest dresses.in a variety of lengths, colors and styles for every occasion from your favorite brands.

Branch Audit Unit, First Bank of Nigeria Plc.; 2006 – 2010

• Conducted special investigations and routine branch audit.

Team Member, Corporate/Head Office Audit, First Bank of Nigeria Plc.; 2005 – 2006

• Involved in First Registrar’s review, First Trustee’s review, DBO full audit, and preconsolidation balances verification.

Inspection Department, Continental Trust Bank Ltd (Now with UBA Plc); 2000 – 2003

• Special investigations;

• Branch/ head office department audit; and

• Adhoc assignments (reconciliation/ follow up duties)

Branch Accountant, Victoria Island Branch, Intercity Bank Plc, Lagos (Now with Unity Bank); 2000

• Oversaw Cash Management/ Teller functions;

• Fund Transfer/ Back Office Responsibilities;

• “A” signatory for Bank Cheques, Drafts, Interbranch transactions;

• Cash Centre responsibility (feeding Yaba Branches/Cash sorting responsibilities with Pioneer sorting Company before evacuation to CBN).

Head, Inland Correspondence Banking Unit, Intercity Bank Plc, Lagos (Now with Unity Bank); 1998

• Reconciliation of correspondence, banking accounts and monitoring/verification of test keys;

• Foundation member of card product committee (SmartPay consortium), with a mandate to initiate and operate settlement process for the consortium; and

• Developed and managed relationship with Habib Nigeria Bank and UBA Plc to initiate own drafts payable in any Branch of the Correspondent Bank’s branches by providing cover for drafts issued daily.

Branch Manager, Yaba Branch, Intercity Bank Plc, Lagos (Now with Unity Bank); 1997

• Responsibility for Credit, Marketing, Recovery and Branch Operations.

Head, Head Office Operations, Intercity Bank Plc, Lagos (Now with Unity Bank); 1994

• TROPS;

• Trade Finance;

• CBN Reconciliation;

• Administrative/operations Back office functions for Lagos Area Office;

• CBN Clearing for Lagos Branches/ Bankers Clearing House Committee Member; and 

• Foreign Correspondence Bank Relationship (Test Key/ Telex draft verification).

Internal Auditor; Sheltacare Mortgage Finance Ltd, Lagos; 1993

Management Trainee (Inspection Department), Cooperative Development Bank Plc (Now with FCMB), Uyo; 1992

• General Audit/Inspection responsibilities.

LONG ESSAY

• “Analysis of Caffeine Contents of Selected Local Nigerian Beverages” (Honors Thesis) 1986

LANGUAGES

• English;

• Yoruba; and

• Ebira

MEMBERSHIP

• Ikoyi Club

• The Redeemed Christian Church of God

• Institute of Chartered Accountants of Nigeria